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3 Beds
3 Baths
2,236 sqft

$619,834

621 Crystal Bayou Boulevard LOT 47 - SHEFFIELD PLAN, Panama City Beach FL, 32407

Price per sqft$277.21
Built in2026
Property size2,236 sqft
Property typeResidential

Overview

Active

Listed May 26, 2026

Updated 1h ago

Quick closing incentive with illustrative first-year payment rates as low as 3.75% for qualified VA buyers with builder's preferred lender! See financing example and qualifications below. This stunning Sheffield plan by Harris Doyle Homes is move-in ready in Breakfast Point East. This spacious home has 3 bedrooms with 2.5 baths (optional powder bath added) and is situated on a corner home site with conservation woods on one side, pond view in the front of the home and across from the community mailboxes. This plan offers plenty of comfortable indoor and outdoor living space with a large Great Room and kitchen extending out to a covered lanai. The impressive round foyer will wow your guests. The primary suite features a large tile-to-ceiling shower and walk-in closet. Breakfast Point East is a walkable and golf-cart friendly community near the Gulf! VA financing example: 780 credit score, 0% down, with $30,000 used for seller-paid discount points toward a permanent rate buydown, plus a separate 2/1 temporary buydown through Silverton Mortgage. Illustrative payment rates: 3.75% in year one, 4.75% in year two and 5.75% in years 3-30; 5.773% APR. Payments increase after years one and two. Based on lender ballpark estimates as of October 29, 2026, not a current rate quote or loan commitment. Actual rates vary with credit score, down payment and market conditions. Subject to credit approval, VA eligibility, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.

$4,124/mo

Est. mortgage payment based on a $619,834 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
790411

Interior Features

Bedrooms
3
Bathrooms
3
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.2 Acres

Other Property Details

Association Fee Frequency
Quarterly
Garage
Yes
New Construction
Yes

 

Courtesy of SweetBay Realty, Janet Melton,
Listing Contact: 912-220-1716 

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Joshua Fowler shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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